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Foreclosure Prevention Assistance

Dear Medina County Residents,

We need only turn on the television at night to hear that the foreclosure situation continues to escalate.  There are many reasons, ranging from unemployment or income loss, to homeowners who have been used by unethical lending institutions.  Whatever the cause, the bottom line is that across the country, including Medina County, families are in trouble and need help.  We are getting an increasing number of calls from homeowners who are at their wits end to find a solution.  This prompted me to have some of my staff begin attending state meetings about foreclosure.  They have learned a lot and continue learning all the time.

After a great deal of research, I partnered with Empowering and Strengthening Ohio's People (ESOP), a non-profit foreclosure prevention agency.  ESOP works with homeowners and their lenders to negotiate and reach an affordable mortgage solution.  I hoped to implement this free mortgage assistance program within my office.  We were able to establish this service after one of my deputy auditors, Denise, went through extensive training with ESOP.  She has since helped hundreds of struggling homeowners. Many of them have received assistance through the Restoring Stability Program.  You can make an appointment with Denise to find some direction on what would work for you.

However, the secret to this is to tackle the problem as fast and as aggressively as possible.  Don't wait until you have missed several payments.  The faster you deal with the problem, the better the chances are that you will find a solution. To set up an appointment, call my office at one of the numbers below and ask for Denise.  There are no costs for our services, so why not see if we can help?

Sincerely,
Michael E. Kovack
Medina County Auditor